Riskpilot← Back to searchSign inGet full accessAera Payment & Identification ApS is a Danish APS based in Hellerup, operating in the Other activities auxiliary to financial services, except insurance and pension funding sector. Incorporated in 2017, the company has 10 employees and reported a gross profit of -DKK 857.1k in its latest annual filing.
| Gross profit | -0.9M DKK | -318% |
| EBITDA | -7.5M DKK | -55% |
| Net profit | 1.2M DKK | +127% |
| Total assets | 1.9M DKK | -13% |
| Equity | -13.3M DKK | +8% |
| Employees | 10 | — |
In its most recent annual report (2025), Aera Payment & Identification ApS reported a gross profit of -DKK 857.1k, a decrease of 318% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net profit of DKK 1.2m.
At the end of 2025, current assets covered short-term debt 1.7 times.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Gross profit | -857 | 394 | 511 | -445 | -1,004 |
| Staff expenses | -6,660 | -5,251 | -7,596 | -7,184 | -4,619 |
| EBITDA | -7,517 | -4,858 | -7,085 | -7,628 | -5,623 |
| Depreciation & amort. | -4 | -4 | -2 | -10 | -8 |
| EBIT | -7,521 | -4,862 | -7,087 | -7,638 | -5,631 |
| Net financials | 8,739 | -434 | -626 | -109 | -181 |
| Profit before tax | 1,219 | -5,295 | -7,712 | -7,747 | -5,813 |
| Tax | -0 | -737 | -640 | -813 | -755 |
| Net profit | 1,219 | -4,559 | -7,072 | -6,934 | -5,058 |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total assets | 1,907 | 2,186 | 4,476 | 1,874 | 9,049 |
| Equity | -13,267 | -14,486 | -9,927 | -2,855 | 4,079 |
| Long-term debt | 14,158 | 14,438 | 13,642 | 3,239 | 4,098 |
| Short-term debt | 1,016 | 2,234 | 762 | 1,490 | 872 |
| Total debt | 15,174 | 16,672 | 14,404 | 4,729 | 4,970 |
28 financial ratios from the latest filing, each graded against companies in the same industry.
Net profit as a percentage of total assets — the return generated on the capital employed.
EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.
Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.
The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.
EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.
The profit for the year as a share of revenue — the company's ability to turn revenue into profit.
Net profit as a percentage of equity — the return the owners earned on their invested capital this year.
Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.
Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.
Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.
Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.
Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.
Cash flow relative to profit — the ability to convert reported profits into accessible cash.
Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.
Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.
Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.
Profit relative to debt — the ability to create earnings while operating with debt.
EBITDA relative to debt — how much operating earnings are available to service the debt.
The ability to pay the interest on the company's debt out of its earnings.
Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.
The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.
Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.
Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.
Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.
The size of this year's increase or decrease in the company's debt.
Revenue relative to total assets — the ability to generate revenue from the asset base.
Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.
The size of this year's increase or decrease in the company's equity.
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
TB Chief Executive Officer | Chief Executive Officer | 2025 |
AR Management | Management | 2017 – 2023 |
TD Chief Executive Officer | Chief Executive Officer | 2023 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
ØA Chairman | Chairman | 2025 |
TB Board of Directors | Board of Directors | 2025 |
AL Board of Directors | Board of Directors | 2025 |
EG Board of Directors | Board of Directors | 2018 – 2019 |
JA Board of Directors | Board of Directors | 2018 – 2025 |
LF Chairman | Chairman | 2018 – 2022 |
JC Board of Directors | Board of Directors | 2023 – 2025 |
FL Board of Directors | Board of Directors | 2018 – 2020 |
PR Chairman | Chairman | 2023 – 2025 |
JH Board of Directors | Board of Directors | 2018 – 2023 |
SB Chairman | Chairman | 2022 – 2023 |
MS Board of Directors | Board of Directors | 2023 – 2025 |
LB Board of Directors | Board of Directors | 2023 – 2025 |
CO Board of Directors | Board of Directors | 2019 – 2023 |
| Shareholder | Type | Ownership | Votes | Registered |
|---|---|---|---|---|
Aera Payment and Identification AS | Company | 100% | 100% | 2025 |
| Company | 5–9.99% | 5–9.99% | 2023 | |
| Individual | 5–9.99% | 5–9.99% | 2018 | |
| Company | 50–66.65% | 50–66.65% | 2021 | |
| Company | 5–9.99% | 5–9.99% | 2021 | |
Finstart Nordic AS | Company | 15–19.99% | 15–19.99% | 2021 |
Aera Payment & Identification ApS (this company)| Person | Role here | Other companies |
|---|---|---|
| Frank Lyhne Hansen | Board of Directors | 18 companiesMany roles |
| Per Rasmussen | Chairman | 13 companiesMany roles |
| Jørgen Allan Horwitz | Board of Directors | 7 companiesMany roles |
| Susanne Brønnum-Hyttel | Chairman | 6 companiesMany roles |
| Eric Grignon | Board of Directors | 4 companies |
| Lotte Fløe Marschall | Chairman | 4 companies |
| Jacob Creutzberg | Board of Directors | 3 companies |
| Lars Bernhard Jensen | Board of Directors | 3 companies |
| Thomas Ditlev Nyegaard | Chief Executive Officer | 2 companies |
| Anders Riis-Olsen | Management | 1 company |
| Martin Schradieck | Board of Directors | 1 company |
| Christopher Olav Werner Hjelseth | Board of Directors | 1 company |
Aera Payment and Identification AS