ALBERTE FINANS ApS

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CVR 28506384Niels Bugges Vej 32, 7100 VejleOther financial service activities, except insurance and pension funding n.e.c.· NACE 6499Est. 2005 · 21 years old1 employees

Overview

ALBERTE FINANS ApS is a Danish APS based in Vejle, operating in the Other financial service activities, except insurance and pension funding n.e.c. sector. Incorporated in 2005, the company has 1 employee and reported a gross profit of DKK 166.4k in its latest annual filing.

Gross profit 2025

0.2M DKK

−20% vs 2024

EBITDA margin (of gross profit)

−47.7 %

+40% vs 2024

Net profit 2025

0.1M DKK

-82% vs 2024

Key ratios

See full ratios →

99.4 %

Strong

Among the 30% highest rated companies in the industry

20212025

471.5×

Very strong

Among the 10% highest rated companies in the industry

20212025

0.7 %

Average

Around the average of companies in the same industry

20212025

EBITDA — year on year

DKK thousands

Key figures

Annual report 2025

Gross profit	0.2M DKK	-20%
EBITDA	-0.1M DKK	+40%
Net profit	0.1M DKK	-82%
Total assets	17.2M DKK	+1%
Equity	17.1M DKK	+1%
Employees	1	—

Contact

Address

Niels Bugges Vej 32, 7100 Vejle

Phone

+45 4080 1009

Flemmingsneftrup@hotmail.com

Advertising protection

Active — opted out of marketing use

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Financial development

In its most recent annual report (2025), ALBERTE FINANS ApS reported a gross profit of DKK 166.4k, a decrease of 20% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net profit of DKK 123.0k, and the EBITDA margin stood at -47.7%.

At the end of 2025, equity financed 99.4% of the balance sheet, and current assets covered short-term debt 471.5 times.

Financials

Gross profit

DKK thousands

EBITDA

DKK thousands

Income statement

DKK thousands

Item	2025	2024	2023	2022	2021
Gross profit	166	208	273	257	241
Staff expenses	-246	-246	-202	-182	-15
EBITDA	-79	-133	71	75	226
Depreciation & amort.	-95	-90	-114	-114	-130
EBIT	-175	-223	-43	-39	96
Net financials	323	944	454	-1,011	1,304
Profit before tax	149	721	410	-1,050	1,400
Tax	26	38	0	3	306
Net profit	123	683	410	-1,053	1,094

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Balance sheet

DKK thousands

Item	2025	2024	2023	2022	2021
Total assets	17,208	17,071	16,413	16,819	18,194
Equity	17,105	16,982	16,299	16,707	17,874
Long-term debt	77	77	95	104	104
Short-term debt	26	11	19	9	216
Total debt	103	88	114	112	320

Financial ratios

5-year trend

EBITDA margin (of gross profit)

-47.7 %

20212025

Equity ratio

99.4 %

Strong

Among the 30% highest rated companies in the industry

20212025

Return on equity

0.7 %

Weak

Among the 40% lowest rated companies in the industry

20212025

Net profit margin (of gross profit)

73.9 %

20212025

Asset turnover (of gross profit)

0.01×

20212025

Debt / equity

0.01×

Strong

Among the 30% highest rated companies in the industry

20212025

Sector performance

23 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Return on equity (ROE)Weak

Among the 40% lowest rated companies in the industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Average

Around the average of companies in the same industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Weak

Among the 40% lowest rated companies in the industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Weak

Among the 40% lowest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Capacity ratioAverage

Around the average of companies in the same industry

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Gross marginNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Operating marginNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Liquidity

Current ratioVery strong

Among the 10% highest rated companies in the industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioVery strong

Among the 10% highest rated companies in the industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioStrong

Among the 30% highest rated companies in the industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityAverage

Around the average of companies in the same industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Fixed assets to long-term capitalAverage

Around the average of companies in the same industry

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Cash conversion ratioVery weak

Among the 10% lowest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Debt & solvency

Solidity ratioStrong

Among the 30% highest rated companies in the industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioVery strong

Among the 20% highest rated companies in the industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityStrong

Among the 30% highest rated companies in the industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityStrong

Among the 30% highest rated companies in the industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtStrong

Among the 40% highest rated companies in the industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtWeak

Among the 30% lowest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageWeak

Among the 30% lowest rated companies in the industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtVery weak

Among the 20% lowest rated companies in the industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginWeak

Among the 30% lowest rated companies in the industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Equity to contributed capitalVery strong

Among the 20% highest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityAverage

Around the average of companies in the same industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtWeak

Among the 30% lowest rated companies in the industry

The size of this year's increase or decrease in the company's debt.

Asset turnoverNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Revenue relative to total assets — the ability to generate revenue from the asset base.

Inventory turnoverNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Annual reports & filings

Annual report 2025
Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
View PDF

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (1)
FS Flemming Sneftrup Management	Management	2005

Board of directors

Non-executive oversight

No data on file.

Shareholders

Active legal owners

Shareholder	Type	Ownership	Votes	Registered
Flemming Sneftrup	Individual	50–66.65%	50–66.65%	2025
Gitte Sneftrup	Individual	33.33–49.99%	33.33–49.99%	2025

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Related companies

Company hierarchy

ALBERTE FINANS ApS (this company)

EJENDOMSSELSKABET ST. RÅDHUSGADE 12 ApS25% owned

Board network connections

Board members of ALBERTE FINANS ApS hold no positions in other companies.

Frequently asked questions

What is the CVR number of ALBERTE FINANS ApS?

ALBERTE FINANS ApS is registered with CVR / Virk under CVR 28506384.

What is the gross profit of ALBERTE FINANS ApS?

ALBERTE FINANS ApS reported a gross profit of DKK 166.4k in 2025.

How many employees does ALBERTE FINANS ApS have?

ALBERTE FINANS ApS employs 1 people as of the latest annual report.

Where is ALBERTE FINANS ApS headquartered?

ALBERTE FINANS ApS's registered address is Niels Bugges Vej 32.