KOMPLEMENTARSELSKABET SEPTIMA ApS

APSActive

CVR 34893640Frederiksberggade 19, 1459 København KOther financial service activities, except insurance and pension funding n.e.c.· NACE 6499Est. 2012 · 13 years old— employees

Overview

KOMPLEMENTARSELSKABET SEPTIMA ApS is a Danish APS based in København K, operating in the Other financial service activities, except insurance and pension funding n.e.c. sector. Incorporated in 2012, the company reported revenue of DKK 500.0k in its latest annual filing.

Revenue 2025

500K DKK

0% vs 2024

EBITDA margin

96.8 %

−1% vs 2024

Net profit 2025

367.4K DKK

0% vs 2024

Key ratios

See full ratios →

97.5 %

Strong

Among the 40% highest rated companies in the industry

20212025

39.9×

Strong

Among the 30% highest rated companies in the industry

20212025

80.0 %

Very strong

Among the 10% highest rated companies in the industry

20212025

EBITDA — year on year

DKK thousands

Key figures

Annual report 2025

Revenue	500K DKK	0%
EBITDA	484K DKK	-1%
Net profit	367.4K DKK	0%
Total assets	459.3K DKK	-1%
Equity	447.8K DKK	-1%
Employees	—	—

Financial development

In its most recent annual report (2025), KOMPLEMENTARSELSKABET SEPTIMA ApS reported revenue of DKK 500.0k, broadly in line with the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net profit of DKK 367.4k, and the EBITDA margin stood at 96.8%.

At the end of 2025, equity financed 97.5% of the balance sheet, and current assets covered short-term debt 39.9 times.

Financials

Revenue

DKK thousands

EBITDA

DKK thousands

Income statement

DKK thousands

Item	2025	2024	2023	2022	2021
Revenue	500	500	500	500	500
Staff expenses	-0	-0	-0	-0	-0
EBITDA	484	487	487	489	491
Depreciation & amort.	-0	-0	-0	-0	-0
EBIT	484	487	487	489	491
Net financials	-13	-17	-11	-7	-9
Profit before tax	471	471	476	482	482
Tax	104	104	105	106	107
Net profit	367	366	371	376	375

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Balance sheet

DKK thousands

Item	2025	2024	2023	2022	2021
Total assets	459	463	523	477	479
Equity	448	450	459	468	472
Long-term debt	0	0	0	0	0
Short-term debt	12	12	64	9	8
Total debt	12	12	64	9	8

Financial ratios

5-year trend

EBITDA margin

96.8 %

20212025

Equity ratio

97.5 %

Strong

Among the 40% highest rated companies in the industry

20212025

Return on equity

82.0 %

Very strong

Among the 10% highest rated companies in the industry

20212025

Net profit margin

73.5 %

Strong

Among the 30% highest rated companies in the industry

20212025

Asset turnover

1.09×

Very strong

Among the 10% highest rated companies in the industry

20212025

Debt / equity

0.03×

Average

Around the average of companies in the same industry

20212025

Sector performance

27 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Gross marginVery strong

Among the 20% highest rated companies in the industry

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Operating marginVery strong

Among the 20% highest rated companies in the industry

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginStrong

Among the 30% highest rated companies in the industry

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Return on equity (ROE)Very strong

Among the 10% highest rated companies in the industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Very strong

Among the 10% highest rated companies in the industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Very strong

Among the 10% highest rated companies in the industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Very strong

Among the 10% highest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Capacity ratioVery strong

Among the 10% highest rated companies in the industry

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Liquidity

Current ratioStrong

Among the 30% highest rated companies in the industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioStrong

Among the 30% highest rated companies in the industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioVery strong

Among the 20% highest rated companies in the industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityWeak

Among the 30% lowest rated companies in the industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Fixed assets to long-term capitalVery strong

Among the 10% highest rated companies in the industry

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Cash conversion ratioVery strong

Among the 20% highest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Debt & solvency

Solidity ratioStrong

Among the 40% highest rated companies in the industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioStrong

Among the 40% highest rated companies in the industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityAverage

Around the average of companies in the same industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityAverage

Around the average of companies in the same industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtVery strong

Among the 10% highest rated companies in the industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtVery strong

Among the 10% highest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageVery strong

Among the 10% highest rated companies in the industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtVery weak

Among the 20% lowest rated companies in the industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginVery strong

Among the 10% highest rated companies in the industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Asset turnoverVery strong

Among the 10% highest rated companies in the industry

Revenue relative to total assets — the ability to generate revenue from the asset base.

Equity to contributed capitalWeak

Among the 40% lowest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityAverage

Around the average of companies in the same industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtStrong

Among the 40% highest rated companies in the industry

The size of this year's increase or decrease in the company's debt.

Inventory turnoverNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Annual reports & filings

Annual report 2025
Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
View PDF

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (7)
BO Bo Overgaard Management	Management	2012
KP Karsten Pihl Management	Management	2012
CF Christian Fischer Management	Management	2012
MB Martin Bjærge Jensen Founder	Founder	2012
KP Klavs Pihlkjær Christensen Founder	Founder	2012
AS Asger Sigurd Skovbo Petersen Founder	Founder	2012
HG Hans Gregers Petersen Founder	Founder	2012

Board of directors

Non-executive oversight

No data on file.

Shareholders

Active legal owners

Shareholder	Type	Ownership	Votes	Registered
Bo Overgaard	Individual	25–33.32%	25–33.32%	2026
Karsten Pihl	Individual	25–33.32%	25–33.32%	2026
Christian Fischer	Individual	10–14.99%	10–14.99%	2026
Martin Bjærge Jensen	Individual	5–9.99%	5–9.99%	2012
Klavs Pihlkjær Christensen	Individual	5–9.99%	5–9.99%	2012

Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.

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Related companies

Company hierarchy

No registered parent or subsidiaries

Board network connections

Board members of KOMPLEMENTARSELSKABET SEPTIMA ApS also hold positions in 13 other companies.

Person	Role here	Other companies
Martin Bjærge Jensen	Founder	3 companies
Hans Gregers Petersen	Founder	3 companies
Bo Overgaard	Management	2 companies
Klavs Pihlkjær Christensen	Founder	2 companies
Karsten Pihl	Management	1 company
Christian Fischer	Management	1 company
Asger Sigurd Skovbo Petersen	Founder	1 company

Frequently asked questions

What is the CVR number of KOMPLEMENTARSELSKABET SEPTIMA ApS?

KOMPLEMENTARSELSKABET SEPTIMA ApS is registered with CVR / Virk under CVR 34893640.

What is the revenue of KOMPLEMENTARSELSKABET SEPTIMA ApS?

KOMPLEMENTARSELSKABET SEPTIMA ApS reported revenue of DKK 500.0k in 2025.

Where is KOMPLEMENTARSELSKABET SEPTIMA ApS headquartered?

KOMPLEMENTARSELSKABET SEPTIMA ApS's registered address is Frederiksberggade 19, 2..