Needsal Oy

OYActive

Y-tunnus 2565074-7Tervantie 2, 42700 KeuruuNon-specialised retail sale of predominately food, beverages or tobacco· NACE 4711Est. 2013 · 13 years old18 employees

Overview

Needsal Oy is a Finnish OY based in Keuruu, operating in the Non-specialised retail sale of predominately food, beverages or tobacco sector. Incorporated in 2013, the company has 18 employees and reported revenue of €7.1m in its latest annual filing.

Revenue 2025

7.1M EUR

−4% vs 2024

EBITDA margin

−0.6 %

+16% vs 2024

Net profit 2025

-0M EUR

+60% vs 2024

Key ratios

See full ratios →

60.4 %

Average

Around the average of companies in the same industry

20212025

1.3×

Weak

Among the 40% lowest rated companies in the industry

20212025

-0.8 %

Weak

Among the 40% lowest rated companies in the industry

20212025

EBITDA — year on year

EUR thousands

Key figures

Annual report 2025

Revenue	7.1M EUR	-4%
EBITDA	-0M EUR	+16%
Net profit	-0M EUR	+60%
Total assets	1.1M EUR	-6%
Equity	0.7M EUR	-9%
Employees	18	—

Financial development

In its most recent annual report (2025), Needsal Oy reported revenue of €7.1m, a decrease of 4% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net loss of €9.2k, and the EBITDA margin stood at -0.6%.

At the end of 2025, equity financed 60.4% of the balance sheet, and current assets covered short-term debt 1.3 times.

Financials

Revenue

EUR thousands

EBITDA

EUR thousands

Income statement

EUR thousands

Item	2025	2024	2023	2022	2021
Revenue	7,073	7,404	7,905	8,187	8,764
Staff expenses	-697	-725	-694	-714	-700
EBITDA	-46	-54	53	11	214
Depreciation & amort.	-28	-28	-29	-30	-33
EBIT	-74	-83	24	-19	180
Net financials	46	43	51	68	51
Profit before tax	-8	-23	88	76	215
Tax	1	-0	18	4	43
Net profit	-9	-23	70	17	172

Get a credit rating – not just the numbers

Financial statements show the past. Risika gives you a score and a recommended credit limit, so you know what the numbers mean for your risk.

See the credit rating

Balance sheet

EUR thousands

Item	2025	2024	2023	2022	2021
Total assets	1,139	1,214	1,363,701	1,378	1,423
Equity	687	756	847,289	845	937
Long-term debt	0	0	0	—	6
Short-term debt	444	431	473,320	478	481
Total debt	444	431	473,320	478	487

Financial ratios

5-year trend

EBITDA margin

-0.6 %

20212025

Equity ratio

60.4 %

Average

Around the average of companies in the same industry

20212025

Return on equity

-1.3 %

Weak

Among the 30% lowest rated companies in the industry

20212025

Net profit margin

-0.1 %

Weak

Among the 40% lowest rated companies in the industry

20212025

Asset turnover

6.21×

Very strong

Among the 10% highest rated companies in the industry

20212025

Debt / equity

0.66×

Average

Around the average of companies in the same industry

20212025

Sector performance

28 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Gross marginWeak

Among the 30% lowest rated companies in the industry

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Operating marginWeak

Among the 30% lowest rated companies in the industry

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginWeak

Among the 40% lowest rated companies in the industry

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Return on equity (ROE)Weak

Among the 30% lowest rated companies in the industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Weak

Among the 40% lowest rated companies in the industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Weak

Among the 30% lowest rated companies in the industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Weak

Among the 30% lowest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Capacity ratioWeak

Among the 40% lowest rated companies in the industry

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Liquidity

Current ratioWeak

Among the 40% lowest rated companies in the industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioWeak

Among the 30% lowest rated companies in the industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioAverage

Around the average of companies in the same industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityStrong

Among the 30% highest rated companies in the industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Fixed assets to long-term capitalVery weak

Among the 20% lowest rated companies in the industry

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Cash conversion ratioVery strong

Among the 10% highest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Debt & solvency

Solidity ratioAverage

Around the average of companies in the same industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioStrong

Among the 40% highest rated companies in the industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityAverage

Around the average of companies in the same industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityAverage

Around the average of companies in the same industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtWeak

Among the 40% lowest rated companies in the industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtWeak

Among the 30% lowest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageVery weak

Among the 10% lowest rated companies in the industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtStrong

Among the 40% highest rated companies in the industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginWeak

Among the 40% lowest rated companies in the industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Asset turnoverVery strong

Among the 10% highest rated companies in the industry

Revenue relative to total assets — the ability to generate revenue from the asset base.

Inventory turnoverVery weak

Among the 20% lowest rated companies in the industry

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Equity to contributed capitalVery strong

Among the 20% highest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityWeak

Among the 40% lowest rated companies in the industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtAverage

Around the average of companies in the same industry

The size of this year's increase or decrease in the company's debt.

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2024-10-01 – 2025-09-30
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2023-10-01 – 2024-09-30
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2022-10-01 – 2023-09-30
View PDF
Annual report 2022
Filed via PRH / YTJ · Period 2021-10-01 – 2022-09-30
View PDF
Annual report 2021
Filed via PRH / YTJ · Period 2020-10-01 – 2021-09-30
View PDF

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (1)
TA Toni Aki Antero Mulari Chief Executive Officer	Chief Executive Officer	2013

Former (1)


PA Petri Aatos Korkiamäki Audit	Audit	2013 – 2023

Board of directors

Non-executive oversight

Name	Role	Member since
Current (1)
OM Outi Maaria Mulari Board of Directors	Board of Directors	2013

Shareholders

Active legal owners

No shareholder data available.

One in three Danish companies experiences fraud

Sound familiar? See how to strengthen your defences and catch suspicious changes in ownership and management in time.

See the fraud module

Related companies

Company hierarchy

No registered parent or subsidiaries

Board network connections

Board members of Needsal Oy also hold positions in 232 other companies.

Person	Role here	Other companies
Petri Aatos Korkiamäki	Audit	231 companiesMany roles
Toni Aki Antero Mulari	Chief Executive Officer	1 company

Frequently asked questions

What is the Y-tunnus number of Needsal Oy?

Needsal Oy is registered with PRH / YTJ under Y-tunnus 2565074-7.

What is the revenue of Needsal Oy?

Needsal Oy reported revenue of €7.1m in 2025.

How many employees does Needsal Oy have?

Needsal Oy employs 18 people as of the latest annual report.

Who is the CEO of Needsal Oy?

Toni Aki Antero Mulari is the CEO of Needsal Oy.

Where is Needsal Oy headquartered?

Needsal Oy's registered address is Tervantie 2.