Luma Creative Oy

OYActive

Y-tunnus 2861814-4Isokatu 1b Lt. 4, 90100 OuluActivities of advertising agencies· NACE 7311Est. 2017 · 8 years old3,112 employeeshttps://mainostoimistoluma.fi

Overview

Luma Creative Oy is a Finnish OY based in Oulu, operating in the Activities of advertising agencies sector. Incorporated in 2017, the company has 3,112 employees and reported revenue of €417.7k in its latest annual filing.

Revenue 2025

417.7K EUR

+11% vs 2024

EBITDA margin

7.5 %

−36% vs 2024

Net profit 2025

24.2K EUR

-26% vs 2024

Key ratios

See full ratios →

65.8 %

Average

Around the average of companies in the same industry

20212025

1.8×

Average

Around the average of companies in the same industry

20212025

15.7 %

Strong

Among the 40% highest rated companies in the industry

20212025

EBITDA — year on year

EUR thousands

Key figures

Annual report 2025

Revenue	417.7K EUR	+11%
EBITDA	31.2K EUR	-36%
Net profit	24.2K EUR	-26%
Total assets	154.2K EUR	+20%
Equity	101.4K EUR	+21%
Employees	3,112	—

Contact

Address

Isokatu 1b Lt. 4, 90100 Oulu

Phone

+3580456616514

hannu@mainostoimistoluma.fi

Website

https://mainostoimistoluma.fi

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Financial development

In its most recent annual report (2025), Luma Creative Oy reported revenue of €417.7k, an increase of 11% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net profit of €24.2k, and the EBITDA margin stood at 7.5%.

At the end of 2025, equity financed 65.8% of the balance sheet, and current assets covered short-term debt 1.8 times.

Financials

Revenue

EUR thousands

EBITDA

EUR thousands

Income statement

EUR thousands

Item	2025	2024	2023	2022	2021
Revenue	418	378	348	379	310
Staff expenses	-270	-228	-206	-284	-282
EBITDA	31	48	47	-3	-10
Depreciation & amort.	-4	-5	-5	-6	-6
EBIT	27	44	42	-9	-16
Net financials	3	-2	2	-0	-0
Profit before tax	31	41	45	-9	-16
Tax	6	9	4	-0	0
Net profit	24	33	41	-9	-16

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Balance sheet

EUR thousands

Item	2025	2024	2023	2022	2021
Total assets	154	128	95	68	84
Equity	101	84	56	15	27
Long-term debt	0	0	0	3	3
Short-term debt	53	44	39	50	54
Total debt	53	44	39	53	57

Financial ratios

5-year trend

EBITDA margin

7.5 %

20212025

Equity ratio

65.8 %

Average

Around the average of companies in the same industry

20212025

Return on equity

23.9 %

Strong

Among the 40% highest rated companies in the industry

20212025

Net profit margin

5.8 %

Average

Around the average of companies in the same industry

20212025

Asset turnover

2.71×

Strong

Among the 30% highest rated companies in the industry

20212025

Debt / equity

0.52×

Average

Around the average of companies in the same industry

20212025

Sector performance

27 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Gross marginWeak

Among the 40% lowest rated companies in the industry

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Operating marginAverage

Around the average of companies in the same industry

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginAverage

Around the average of companies in the same industry

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Return on equity (ROE)Strong

Among the 40% highest rated companies in the industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Strong

Among the 40% highest rated companies in the industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Strong

Among the 40% highest rated companies in the industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Strong

Among the 40% highest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Capacity ratioAverage

Around the average of companies in the same industry

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Liquidity

Current ratioAverage

Around the average of companies in the same industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioAverage

Around the average of companies in the same industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioAverage

Around the average of companies in the same industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityStrong

Among the 40% highest rated companies in the industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Fixed assets to long-term capitalWeak

Among the 40% lowest rated companies in the industry

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Cash conversion ratioStrong

Among the 40% highest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Debt & solvency

Solidity ratioAverage

Around the average of companies in the same industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioAverage

Around the average of companies in the same industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityAverage

Around the average of companies in the same industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityAverage

Around the average of companies in the same industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtStrong

Among the 40% highest rated companies in the industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtStrong

Among the 40% highest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageAverage

Around the average of companies in the same industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtWeak

Among the 30% lowest rated companies in the industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginStrong

Among the 30% highest rated companies in the industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Asset turnoverStrong

Among the 30% highest rated companies in the industry

Revenue relative to total assets — the ability to generate revenue from the asset base.

Equity to contributed capitalStrong

Among the 40% highest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityStrong

Among the 30% highest rated companies in the industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtWeak

Among the 40% lowest rated companies in the industry

The size of this year's increase or decrease in the company's debt.

Inventory turnoverNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Annual reports & filings

Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View PDF

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (1)
NH Nguyet Hon Vu Deputy Member	Deputy Member	2017

Board of directors

Non-executive oversight

Name	Role	Member since
Current (1)
HT Hannu Tapio Rantakallio Board of Directors	Board of Directors	2017

Shareholders

Active legal owners

No shareholder data available.

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Related companies

Company hierarchy

No registered parent or subsidiaries

Board network connections

Board members of Luma Creative Oy also hold positions in 13 other companies.

Person	Role here	Other companies
Nguyet Hon Vu	Deputy Member	12 companiesMany roles
Hannu Tapio Rantakallio	Board of Directors	1 company

Frequently asked questions

What is the Y-tunnus number of Luma Creative Oy?

Luma Creative Oy is registered with PRH / YTJ under Y-tunnus 2861814-4.

What is the revenue of Luma Creative Oy?

Luma Creative Oy reported revenue of €417.7k in 2025.

How many employees does Luma Creative Oy have?

Luma Creative Oy employs 3112 people as of the latest annual report.

Where is Luma Creative Oy headquartered?

Luma Creative Oy's registered address is Isokatu 1b Lt. 4.