N&K Fixing Ab
OYActiveY-tunnus 3166229-3Setranmäki 6, 02440 LuomaConstruction of residential and non-residential buildings· NACE 4100Est. 2020 · 5 years old3,112 employees
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Riskpilot← Back to searchSign inGet full accessN&K Fixing Ab is a Finnish OY based in Luoma, operating in the Construction of residential and non-residential buildings sector. Incorporated in 2020, the company has 3,112 employees and reported revenue of €759.7k in its latest annual filing.
| Revenue | 759.7K EUR | -13% |
| EBITDA | 12.5K EUR | -66% |
| Net profit | -16.3K EUR | -468% |
| Total assets | 185.5K EUR | -1% |
| Equity | -42.4K EUR | -62% |
| Employees | 3,112 | — |
In its most recent annual report (2025), N&K Fixing Ab reported revenue of €759.7k, a decrease of 13% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net loss of €16.3k, and the EBITDA margin stood at 1.6%.
At the end of 2025, current assets covered short-term debt 0.7 times.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 760 | 875 | 950 | 781 | 833 |
| Staff expenses | -490 | -344 | -369 | -319 | -311 |
| EBITDA | 13 | 37 | 24 | 7 | -42 |
| Depreciation & amort. | -8 | -11 | -14 | -13 | -17 |
| EBIT | 4 | 26 | 10 | -6 | -59 |
| Net financials | -21 | -22 | -7 | -4 | -2 |
| Profit before tax | -16 | 4 | 3 | -10 | -61 |
| Tax | -0 | -0 | -0 | -0 | -0 |
| Net profit | -16 | 4 | 3 | -10 | -61 |
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total assets | 185 | 188 | 207 | 79 | 68 |
| Equity | -42 | -26 | -31 | -34 | -61 |
| Long-term debt | 0 | 22 | 2,888 | 35 | 41 |
| Short-term debt | 228 | 192 | 20,837 | 77 | 88 |
| Total debt | 228 | 214 | 23,725 | 112 | 129 |
28 financial ratios from the latest filing, each graded against companies in the same industry.
The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.
EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.
The profit for the year as a share of revenue — the company's ability to turn revenue into profit.
Net profit as a percentage of total assets — the return generated on the capital employed.
EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.
Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.
Net profit as a percentage of equity — the return the owners earned on their invested capital this year.
Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.
Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.
Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.
Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.
Cash flow relative to profit — the ability to convert reported profits into accessible cash.
Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.
Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.
Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.
Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.
Profit relative to debt — the ability to create earnings while operating with debt.
EBITDA relative to debt — how much operating earnings are available to service the debt.
The ability to pay the interest on the company's debt out of its earnings.
Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.
The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.
Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.
Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.
Revenue relative to total assets — the ability to generate revenue from the asset base.
The size of this year's increase or decrease in the company's debt.
Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.
Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.
The size of this year's increase or decrease in the company's equity.
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
PM Deputy Member | Deputy Member | 2020 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
NM Board of Directors | Board of Directors | 2020 |
No shareholder data available.
| Person | Role here | Other companies |
|---|---|---|
| Nina Maria Gummerus | Board of Directors | 2 companies |
| Pamela Mikaela Gummerus | Deputy Member | 1 company |