Verifica AS
ASActiveOrg 931686100Solbergliveien 44, 0683 OsloActivities of collection agencies and credit bureaus· NACE 8291Est. 2023 · 3 years old1-4 employees
Loading company…
Overview
Verifica AS is a Norwegian AS based in Oslo, operating in the Activities of collection agencies and credit bureaus sector. Incorporated in 2023, the company reported revenue of NOK 0 in its latest annual filing.
Revenue 2025
0K NOK
EBITDA margin
—
Net profit 2025
-14K NOK
-38% vs 2024
Key ratios
See full ratios →Solidity ratioEquity ÷ Total assets × 100
0.0 %
20232025
Liquidity ratioCurrent assets ÷ Short-term debt
0.0×
20232025
Return on assets (ROA)Net profit ÷ Total assets × 100
<−999 %
20232025
EBITDA — year on year
NOK thousandsKey figures
Annual report 2025| Revenue | 0K NOK | — |
| EBITDA | -14K NOK | -38% |
| Net profit | -14K NOK | -38% |
| Total assets | 0K NOK | -100% |
| Equity | 0K NOK | -100% |
| Employees | — | — |
Company information
Legal name
VERIFICA AS
Org number
931686100
Legal form
Aksjeselskap
NACE code
Founded
31 August 2023 · 3 years
Share capital
NOK 30,000
Employees
1-4
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Daglig leder eller styrets leder hver for seg.
Company purpose
Inkasso og kredittopplysningsvirksomhet, samt virksomhet som naturlig står i forbindelse med dette.
(no translation available)
Address
Solbergliveien 44, 0683 Oslo
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Financial development
In its most recent annual report (2025), Verifica AS reported revenue of NOK 0. The figures on this page draw on 3 annual filings covering 2023 to 2025. The bottom line showed a net loss of NOK 14.0k.
Financials
Revenue
NOKEBITDA
NOK thousandsIncome statement
NOK thousands| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Revenue | 0 | 0 | 0 |
| Staff expenses | -0 | -0 | -0 |
| EBITDA | -14 | -10 | -0 |
| Depreciation & amort. | -0 | -0 | -0 |
| EBIT | -14 | -10 | -0 |
| Net financials | 0 | 0 | 0 |
| Profit before tax | -14 | -10 | -0 |
| Tax | -0 | -0 | -0 |
| Net profit | -14 | -10 | -0 |
Get a credit rating – not just the numbers
Financial statements show the past. Risika gives you a score and a recommended credit limit, so you know what the numbers mean for your risk.
Balance sheet
NOK thousands| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total assets | 0 | 14 | 24 |
| Equity | 0 | 14 | 24 |
| Long-term debt | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 0 |
| Total debt | 0 | 0 | 0 |
Financial ratios
5-year trendEBITDA margin
<−999 %
20232025
Equity ratio
0.0 %
20232025
Return on equity
—
20232025
Net profit margin
<−999 %
20232025
Asset turnover
0.00×
20232025
Debt / equity
—
20232025
Sector performance
4 of 28 ratios graded28 financial ratios from the latest filing, each graded against companies in the same industry.
Profitability
Capacity ratioVery weak
Among the 10% lowest rated companies in the industry
Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.
Gross marginNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.
Operating marginNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.
Net profit marginNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The profit for the year as a share of revenue — the company's ability to turn revenue into profit.
Return on equity (ROE)Not rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Net profit as a percentage of equity — the return the owners earned on their invested capital this year.
Return on assets (ROA)Not rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Net profit as a percentage of total assets — the return generated on the capital employed.
Return on net assets (RONA)Not rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.
Basic earning power (BEP)Not rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.
Liquidity
Cash conversion ratioWeak
Among the 40% lowest rated companies in the industry
Cash flow relative to profit — the ability to convert reported profits into accessible cash.
Current ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.
Quick ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.
Cash ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.
Current assets to equityNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.
Fixed assets to long-term capitalNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.
Debt & solvency
Solidity ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.
Debt ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.
Debt to equityNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.
Liabilities to equityNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.
Income to debtNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Profit relative to debt — the ability to create earnings while operating with debt.
EBITDA to debtNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
EBITDA relative to debt — how much operating earnings are available to service the debt.
Interest coverageNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The ability to pay the interest on the company's debt out of its earnings.
Interest rate on debtNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.
Interest marginNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.
Efficiency & development
Equity to contributed capitalWeak
Among the 30% lowest rated companies in the industry
Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.
One-year change in equityVery weak
Among the 10% lowest rated companies in the industry
The size of this year's increase or decrease in the company's equity.
Asset turnoverNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Revenue relative to total assets — the ability to generate revenue from the asset base.
Inventory turnoverNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.
One-year change in debtNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The size of this year's increase or decrease in the company's debt.
Annual reports & filings
People & ownership
Management
Actively employed in the business| Name | Role | Member since |
|---|
Former (1)
JG Chief Executive Officer | Chief Executive Officer | 2023 – 2025 |
Board of directors
Non-executive oversight| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
CB Chairman | Chairman | 2026 |
Former (6)
NS Chairman | Chairman | 2023 – 2025 |
PM Chairman | Chairman | 2026 – 2026 |
RH Board of Directors | Board of Directors | 2023 – 2025 |
SK Board of Directors | Board of Directors | 2023 – 2025 |
JG Board of Directors | Board of Directors | 2023 – 2025 |
JT Board of Directors | Board of Directors | 2023 – 2024 |
Shareholders
Active legal owners| Shareholder | Type | Ownership | Votes | Registered |
|---|---|---|---|---|
| Company | 100% | 100% | 2025 | |
| Individual | 20% | 20% | 2023 | |
| Company | 20% | 20% | 2023 | |
| Individual | 20% | 20% | 2023 | |
| Individual | 20% | 20% | 2023 | |
| Individual | 20% | 20% | 2023 |
One in three Danish companies experiences fraud
Sound familiar? See how to strengthen your defences and catch suspicious changes in ownership and management in time.
Related companies
Company hierarchy
Pss Holding As
Verifica AS Board network connections
Board members of Verifica AS also hold positions in 48 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Niels Sylvester Zandstra | Chairman | 23 companiesMany roles |
| Pål Mathisen | Chairman | 17 companiesMany roles |
| Johan Tørnby | Board of Directors | 4 companies |
| Randi Helene Dalheim | Board of Directors | 3 companies |
| Jacoba Gerarda Maria Van Middelaar | Chief Executive Officer | 1 company |
Frequently asked questions
What is the Org number of Verifica AS?
Verifica AS is registered with Brønnøysundsregistrene under Org 931686100.
Who is the chairman of Verifica AS?
Christoffer Bratvold chairs the board of Verifica AS, in role since 2026.
Where is Verifica AS headquartered?
Verifica AS's registered address is Solbergliveien 44.