DIBS Payment Services AB

ABDissolved

Org 5565005021Other activities auxiliary to financial services, except insurance and pension funding· NACE 6619Est. 1995 · 31 years old34 employees

Overview

DIBS Payment Services AB is a Swedish AB, operating in the Other activities auxiliary to financial services, except insurance and pension funding sector. Incorporated in 1995, the company has 34 employees and reported revenue of SEK 99.7m in its latest annual filing.

Revenue 2018

99.7M SEK

+4% vs 2017

EBITDA margin

16.1 %

−25% vs 2017

Net profit 2018

1.5M SEK

-90% vs 2017

Key ratios

See full ratios →

85.5 %

Average

Around the average of companies in the same industry

20162018

3.7×

Average

Around the average of companies in the same industry

20162018

0.4 %

Average

Around the average of companies in the same industry

20162018

EBITDA — year on year

SEK millions

Key figures

Annual report 2018

Revenue	99.7M SEK	+4%
EBITDA	16.1M SEK	-25%
Net profit	1.5M SEK	-90%
Total assets	411.7M SEK	+103%
Equity	352.2M SEK	+134%
Employees	34	—

Financial development

In its most recent annual report (2018), DIBS Payment Services AB reported revenue of SEK 99.7m, an increase of 4% on the year before. The figures on this page draw on 3 annual filings covering 2016 to 2018. The bottom line showed a net profit of SEK 1.5m, and the EBITDA margin stood at 16.1%.

At the end of 2018, equity financed 85.5% of the balance sheet, and current assets covered short-term debt 3.7 times.

Financials

Revenue

SEK millions

EBITDA

SEK millions

Income statement

SEK thousands

Item	2018	2017	2016
Revenue	99,680	95,642	89,831
Staff expenses	—	—	—
EBITDA	16,065	21,399	16,688
Depreciation & amort.	-13,666	-2,498	-7,219
EBIT	2,399	18,901	9,469
Net financials	-146	-32	-220
Profit before tax	2,253	18,867	9,250
Tax	-742	-4,247	-2,153
Net profit	1,511	14,620	7,097

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Balance sheet

SEK thousands

Item	2018	2017	2016
Total assets	411,740	202,987	97,878
Equity	352,207	150,696	37,398
Long-term debt	17,739	0	4,229
Short-term debt	41,794	52,291	56,251
Total debt	59,533	52,291	60,480

Financial ratios

5-year trend

EBITDA margin

16.1 %

20162018

Equity ratio

85.5 %

Average

Around the average of companies in the same industry

20162018

Return on equity

0.4 %

Average

Around the average of companies in the same industry

20162018

Net profit margin

1.5 %

Weak

Among the 40% lowest rated companies in the industry

20162018

Asset turnover

0.24×

Very strong

Among the 20% highest rated companies in the industry

20162018

Debt / equity

0.17×

Average

Around the average of companies in the same industry

20162018

Sector performance

25 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Operating marginAverage

Around the average of companies in the same industry

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginWeak

Among the 40% lowest rated companies in the industry

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Return on equity (ROE)Average

Around the average of companies in the same industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Average

Around the average of companies in the same industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Average

Around the average of companies in the same industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Very strong

Among the 20% highest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Gross marginNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Capacity ratioNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Liquidity

Current ratioAverage

Around the average of companies in the same industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioAverage

Around the average of companies in the same industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioWeak

Among the 30% lowest rated companies in the industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityAverage

Around the average of companies in the same industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Fixed assets to long-term capitalAverage

Around the average of companies in the same industry

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Cash conversion ratioVery strong

Among the 10% highest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Debt & solvency

Solidity ratioAverage

Around the average of companies in the same industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioAverage

Around the average of companies in the same industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityAverage

Around the average of companies in the same industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityAverage

Around the average of companies in the same industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtAverage

Around the average of companies in the same industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtVery strong

Among the 20% highest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageVery strong

Among the 20% highest rated companies in the industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtAverage

Around the average of companies in the same industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginAverage

Around the average of companies in the same industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Asset turnoverVery strong

Among the 20% highest rated companies in the industry

Revenue relative to total assets — the ability to generate revenue from the asset base.

Equity to contributed capitalStrong

Among the 30% highest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityVery strong

Among the 10% highest rated companies in the industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtWeak

Among the 40% lowest rated companies in the industry

The size of this year's increase or decrease in the company's debt.

Inventory turnoverNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Annual reports & filings

Annual report 2018
Filed via Bolagsverket / SCB · Period 2018-01-01 – 2018-12-31
Annual report 2017
Filed via Bolagsverket / SCB · Period 2017-01-01 – 2017-12-31
Annual report 2016
Filed via Bolagsverket / SCB · Period 2016-01-01 – 2016-12-31

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (2)
DM Dan Marcus Robertsson Chief Auditor	Chief Auditor	2020
KA Karl Anders Linus Danielsson Chief Executive Officer	Chief Executive Officer	2020

Board of directors

Non-executive oversight

Name	Role	Member since
Current (3)
LG Lars Gøran Dørum Østmoe Board of Directors	Board of Directors	2020
BE Bo Einar Lohmann Nilsson Chairman	Chairman	2020
KP Klaus Pedersen Board of Directors	Board of Directors	2020

Shareholders

Active legal owners

No shareholder data available.

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Related companies

Company hierarchy

No registered parent or subsidiaries

Board network connections

Board members of DIBS Payment Services AB also hold positions in 28 other companies.

Person	Role here	Other companies
Dan Marcus Robertsson	Chief Auditor	22 companiesMany roles
Karl Anders Linus Danielsson	Chief Executive Officer	3 companies
Lars Gøran Dørum Østmoe	Board of Directors	2 companies
Klaus Pedersen	Board of Directors	1 company

Frequently asked questions

What is the Org number of DIBS Payment Services AB?

DIBS Payment Services AB is registered with Bolagsverket / SCB under Org 5565005021.

What is the revenue of DIBS Payment Services AB?

DIBS Payment Services AB reported revenue of SEK 99.7m in 2018.

How many employees does DIBS Payment Services AB have?

DIBS Payment Services AB employs 34 people as of the latest annual report.

Who is the CEO of DIBS Payment Services AB?

Karl Anders Linus Danielsson is the CEO of DIBS Payment Services AB, in role since 2020.

Who is the chairman of DIBS Payment Services AB?

Bo Einar Lohmann Nilsson chairs the board of DIBS Payment Services AB, in role since 2020.