Bliq AB
ABActiveOrg 5566782677Drottninggatan 68, 111 20 StockholmOther credit granting· NACE 6492Est. 2005 · 21 years old28 employees
Loading company…
Overview
Bliq AB is a Swedish AB based in Stockholm, operating in the Other credit granting sector. Incorporated in 2005, the company has 28 employees and reported revenue of SEK 52.6m in its latest annual filing.
Revenue 2024
52.6M SEK
−28% vs 2023
EBITDA margin
−13.3 %
−158% vs 2023
Net profit 2024
1.4M SEK
+215% vs 2023
Key ratios
See full ratios →Solidity ratioEquity ÷ Total assets × 100
57.5 %
WeakAmong the 30% lowest rated companies in the industry
20202024
Liquidity ratioCurrent assets ÷ Short-term debt
1.0×
WeakAmong the 30% lowest rated companies in the industry
20202024
Return on assets (ROA)Net profit ÷ Total assets × 100
0.6 %
AverageAround the average of companies in the same industry
20202024
EBITDA — year on year
SEK millionsKey figures
Annual report 2024| Revenue | 52.6M SEK | -28% |
| EBITDA | -7M SEK | -158% |
| Net profit | 1.4M SEK | +215% |
| Total assets | 244.8M SEK | -9% |
| Equity | 140.8M SEK | +12% |
| Employees | 28 | — |
Company information
Legal name
Bliq AB
Org number
5566782677
Legal form
Aktiebolag
NACE code
6492 · Other credit granting
Founded
16 March 2005 · 21 years
Share capital
SEK 1,834,000
Employees
28 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas av Dahlstedt, Filip Olov Gustav i förening med en av ledamöterna Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Bolaget sk bedriva verksamhet som består i att lämna krediter till konsumenter enligt lag (2014:275) om viss verksamhet med konsumentkrediter samt därmed förenlig verksamhet.
(no translation available)
Address
Drottninggatan 68, 111 20 Stockholm
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Financial development
In its most recent annual report (2024), Bliq AB reported revenue of SEK 52.6m, a decrease of 28% on the year before. The figures on this page draw on 5 annual filings covering 2020 to 2024. The bottom line showed a net profit of SEK 1.4m, and the EBITDA margin stood at -13.3%.
At the end of 2024, equity financed 57.5% of the balance sheet, and current assets covered short-term debt 1 times.
Financials
Revenue
SEK millionsEBITDA
SEK millionsIncome statement
SEK thousands| Item | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 52,608 | 72,973 | 81,248 | 74,509 | 93,040 |
| Staff expenses | — | — | — | — | — |
| EBITDA | -7,018 | 12,118 | 30,978 | 20,808 | 41,832 |
| Depreciation & amort. | -5,945 | -5,036 | -4,035 | -3,145 | -2,350 |
| EBIT | -12,963 | 7,082 | 26,943 | 17,663 | 39,482 |
| Net financials | 2,754 | 1,251 | 5,208 | 2,663 | -14,771 |
| Profit before tax | 1,425 | -1,099 | 26,266 | 17,219 | 20,333 |
| Tax | -0 | -139 | -4,765 | -3,023 | -4,332 |
| Net profit | 1,425 | -1,238 | 21,501 | 14,196 | 16,001 |
Get a credit rating – not just the numbers
Financial statements show the past. Risika gives you a score and a recommended credit limit, so you know what the numbers mean for your risk.
Balance sheet
SEK thousands| Item | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total assets | 244,804 | 267,765 | 291,583 | 291,887 | 369,784 |
| Equity | 140,804 | 125,434 | 136,649 | 121,927 | 157,824 |
| Long-term debt | 20,372 | 48,433 | 50,000 | 0 | 28,400 |
| Short-term debt | 66,571 | 65,467 | 73,008 | 144,331 | 161,556 |
| Total debt | 86,943 | 113,900 | 123,008 | 144,331 | 189,956 |
Financial ratios
5-year trendEBITDA margin
-13.3 %
20202024
Equity ratio
57.5 %
WeakAmong the 30% lowest rated companies in the industry
20202024
Return on equity
1.0 %
AverageAround the average of companies in the same industry
20202024
Net profit margin
2.7 %
WeakAmong the 40% lowest rated companies in the industry
20202024
Asset turnover
0.21×
Very strongAmong the 20% highest rated companies in the industry
20202024
Debt / equity
0.74×
WeakAmong the 30% lowest rated companies in the industry
20202024
Sector performance
25 of 28 ratios graded28 financial ratios from the latest filing, each graded against companies in the same industry.
Profitability
Operating marginWeak
Among the 30% lowest rated companies in the industry
EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.
Net profit marginWeak
Among the 40% lowest rated companies in the industry
The profit for the year as a share of revenue — the company's ability to turn revenue into profit.
Return on equity (ROE)Average
Around the average of companies in the same industry
Net profit as a percentage of equity — the return the owners earned on their invested capital this year.
Return on assets (ROA)Average
Around the average of companies in the same industry
Net profit as a percentage of total assets — the return generated on the capital employed.
Return on net assets (RONA)Average
Around the average of companies in the same industry
Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.
Basic earning power (BEP)Very weak
Among the 20% lowest rated companies in the industry
EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.
Gross marginNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.
Capacity ratioNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.
Liquidity
Current ratioWeak
Among the 30% lowest rated companies in the industry
Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.
Quick ratioWeak
Among the 30% lowest rated companies in the industry
Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.
Cash ratioVery weak
Among the 20% lowest rated companies in the industry
Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.
Current assets to equityAverage
Around the average of companies in the same industry
Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.
Fixed assets to long-term capitalVery weak
Among the 20% lowest rated companies in the industry
Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.
Cash conversion ratioVery weak
Among the 10% lowest rated companies in the industry
Cash flow relative to profit — the ability to convert reported profits into accessible cash.
Debt & solvency
Solidity ratioWeak
Among the 30% lowest rated companies in the industry
Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.
Debt ratioWeak
Among the 40% lowest rated companies in the industry
Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.
Debt to equityWeak
Among the 30% lowest rated companies in the industry
Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.
Liabilities to equityWeak
Among the 30% lowest rated companies in the industry
Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.
Income to debtAverage
Around the average of companies in the same industry
Profit relative to debt — the ability to create earnings while operating with debt.
EBITDA to debtAverage
Around the average of companies in the same industry
EBITDA relative to debt — how much operating earnings are available to service the debt.
Interest coverageAverage
Around the average of companies in the same industry
The ability to pay the interest on the company's debt out of its earnings.
Interest rate on debtVery weak
Among the 10% lowest rated companies in the industry
Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.
Interest marginWeak
Among the 30% lowest rated companies in the industry
The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.
Efficiency & development
Asset turnoverVery strong
Among the 20% highest rated companies in the industry
Revenue relative to total assets — the ability to generate revenue from the asset base.
Equity to contributed capitalStrong
Among the 40% highest rated companies in the industry
Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.
One-year change in equityStrong
Among the 30% highest rated companies in the industry
The size of this year's increase or decrease in the company's equity.
One-year change in debtStrong
Among the 30% highest rated companies in the industry
The size of this year's increase or decrease in the company's debt.
Inventory turnoverNot rated
Cannot be graded — the figures this ratio builds on are not available in the latest filing.
Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.
Annual reports & filings
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
People & ownership
Management
Actively employed in the business| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
AL Chief Auditor | Chief Auditor | 2024 |
LR Chief Executive Officer | Chief Executive Officer | 2021 |
Former (3)
BA Chief Executive Officer | Chief Executive Officer | 2020 – 2021 |
TI Chief Auditor | Chief Auditor | 2021 – 2024 |
DM Chief Auditor | Chief Auditor | 2020 – 2021 |
Board of directors
Non-executive oversight| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
KH Board of Directors | Board of Directors | 2026 |
FO Chairman | Chairman | 2026 |
PÅ Board of Directors | Board of Directors | 2026 |
Former (8)
RL Chairman | Chairman | 2020 – 2022 |
JH Board of Directors | Board of Directors | 2020 – 2021 |
BA Chairman | Chairman | 2022 – 2026 |
MJ Board of Directors | Board of Directors | 2021 – 2026 |
LB Board of Directors | Board of Directors | 2020 – 2026 |
MA Board of Directors | Board of Directors | 2020 – 2026 |
CR Board of Directors | Board of Directors | 2020 – 2021 |
CG Board of Directors | Board of Directors | 2020 – 2026 |
Shareholders
Active legal ownersNo shareholder data available.
One in three Danish companies experiences fraud
Sound familiar? See how to strengthen your defences and catch suspicious changes in ownership and management in time.
Related companies
Company hierarchy
Bliq AB 
Retriva ABBoard network connections
Board members of Bliq AB also hold positions in 392 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Thomas Ingemar Ljungkrantz | Chief Auditor | 103 companiesMany roles |
| Alexander Lars Rolf Ekqvist | Chief Auditor | 102 companiesMany roles |
| Karl Henrik Wennerholm | Board of Directors | 42 companiesMany roles |
| Christer Gunnar Trägårdh | Board of Directors | 28 companiesMany roles |
| Lars-Erik Blom | Board of Directors | 25 companiesMany roles |
| Dan Marcus Robertsson | Chief Auditor | 23 companiesMany roles |
| Martin Johan Hultqvist | Board of Directors | 21 companiesMany roles |
| Claes Robert Gunnar Charpentier | Board of Directors | 12 companiesMany roles |
| Robert Levay | Chairman | 9 companiesMany roles |
| Max Arne Mennfort | Board of Directors | 9 companiesMany roles |
| Filip Olov Gustav Dahlstedt | Chairman | 7 companiesMany roles |
| Pehr Åke Börje Petersson | Board of Directors | 5 companies |
| Joachim Hansi Nikolaus Carl Gahm | Board of Directors | 4 companies |
| Bengt Anders Ingemar Axelsson | Chief Executive Officer | 2 companies |
Frequently asked questions
What is the Org number of Bliq AB?
Bliq AB is registered with Bolagsverket / SCB under Org 5566782677.
What is the revenue of Bliq AB?
Bliq AB reported revenue of SEK 52.6m in 2024.
How many employees does Bliq AB have?
Bliq AB employs 28 people as of the latest annual report.
Who is the CEO of Bliq AB?
Lars Richard Jacob Blom is the CEO of Bliq AB, in role since 2021.
Who is the chairman of Bliq AB?
Filip Olov Gustav Dahlstedt chairs the board of Bliq AB, in role since 2026.
Where is Bliq AB headquartered?
Bliq AB's registered address is Drottninggatan 68.