MT Cardsolutions AB

ABActive

Org 5591157937Bondegatan 21, 116 33 StockholmOther activities auxiliary to financial services, except insurance and pension funding· NACE 6619Est. 2017 · 9 years old0 employees

Overview

MT Cardsolutions AB is a Swedish AB based in Stockholm, operating in the Other activities auxiliary to financial services, except insurance and pension funding sector. Incorporated in 2017, the company has 0 employees and reported revenue of SEK 162.2k in its latest annual filing.

Revenue 2025

162.2K SEK

+23% vs 2024

EBITDA margin

−12.0 %

+53% vs 2024

Net profit 2025

-19.4K SEK

+52% vs 2024

Key ratios

See full ratios →

53.1 %

Weak

Among the 30% lowest rated companies in the industry

20212025

2.1×

Weak

Among the 40% lowest rated companies in the industry

20212025

-31.2 %

Very weak

Among the 10% lowest rated companies in the industry

20212025

EBITDA — year on year

SEK thousands

Key figures

Annual report 2025

Revenue	162.2K SEK	+23%
EBITDA	-19.4K SEK	+53%
Net profit	-19.4K SEK	+52%
Total assets	62K SEK	-41%
Equity	32.9K SEK	-37%
Employees	0	—

Contact

Address

Bondegatan 21, 116 33 Stockholm

mt.cardsolutions@mail.com

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Financial development

In its most recent annual report (2025), MT Cardsolutions AB reported revenue of SEK 162.2k, an increase of 23% on the year before. The figures on this page draw on 5 annual filings covering 2021 to 2025. The bottom line showed a net loss of SEK 19.4k, and the EBITDA margin stood at -12%.

At the end of 2025, equity financed 53.1% of the balance sheet, and current assets covered short-term debt 2.1 times.

Financials

Revenue

SEK thousands

EBITDA

SEK thousands

Income statement

SEK thousands

Item	2025	2024	2023	2022	2021
Revenue	162	131	189	273	162
Staff expenses	-109	-107	-143	-141	—
EBITDA	-19	-41	27	4	1
Depreciation & amort.	—	—	—	—	-0
EBIT	-19	-41	27	4	1
Net financials	0	1	1	0	—
Profit before tax	-19	-41	28	4	2
Tax	—	—	-6	-1	-1
Net profit	-19	-41	22	3	1

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Balance sheet

SEK thousands

Item	2025	2024	2023	2022	2021
Total assets	62	106	121	93	90
Equity	33	52	93	71	68
Long-term debt	—	—	—	—	0
Short-term debt	29	53	28	22	22
Total debt	29	53	28	22	22

Financial ratios

5-year trend

EBITDA margin

-12.0 %

20212025

Equity ratio

53.1 %

Weak

Among the 30% lowest rated companies in the industry

20212025

Return on equity

-58.8 %

Very weak

Among the 10% lowest rated companies in the industry

20212025

Net profit margin

-11.9 %

Weak

Among the 30% lowest rated companies in the industry

20212025

Asset turnover

2.62×

Very strong

Among the 10% highest rated companies in the industry

20212025

Debt / equity

0.88×

Weak

Among the 30% lowest rated companies in the industry

20212025

Sector performance

27 of 28 ratios graded

28 financial ratios from the latest filing, each graded against companies in the same industry.

Profitability

Gross marginAverage

Around the average of companies in the same industry

The gross result as a share of revenue — how much of the revenue is left after variable costs to cover the company's fixed costs.

Operating marginWeak

Among the 40% lowest rated companies in the industry

EBIT as a share of revenue — the share of revenue remaining as earnings once all operating costs are covered. A key measure of earning power.

Net profit marginWeak

Among the 30% lowest rated companies in the industry

The profit for the year as a share of revenue — the company's ability to turn revenue into profit.

Return on equity (ROE)Very weak

Among the 10% lowest rated companies in the industry

Net profit as a percentage of equity — the return the owners earned on their invested capital this year.

Return on assets (ROA)Very weak

Among the 10% lowest rated companies in the industry

Net profit as a percentage of total assets — the return generated on the capital employed.

Return on net assets (RONA)Very weak

Among the 10% lowest rated companies in the industry

Profit relative to net assets (total assets minus total debt) — the ability to generate earnings from the net asset base alone.

Basic earning power (BEP)Very weak

Among the 10% lowest rated companies in the industry

EBIT relative to total assets — the company's earning power before the effects of tax and financial leverage.

Capacity ratioAverage

Around the average of companies in the same industry

Shows how strongly fixed costs weigh on the gross result — a high ratio means fixed costs take only a small bite out of the earnings from basic operations.

Liquidity

Current ratioWeak

Among the 40% lowest rated companies in the industry

Current assets relative to short-term debt — the ability to settle short-term obligations with current assets alone. Around 150% is considered satisfactory from a credit perspective.

Quick ratioWeak

Among the 40% lowest rated companies in the industry

Current assets excluding inventory relative to short-term debt — whether the most liquid assets alone can cover the short-term obligations. A value of 1 or above signals a healthy liquidity position.

Cash ratioAverage

Around the average of companies in the same industry

Cash relative to short-term debt — the ability to repay short-term obligations with cash alone.

Current assets to equityVery weak

Among the 20% lowest rated companies in the industry

Current assets relative to equity — an indicator of the balance-sheet structure and of the company's short- and long-term financing. The healthy level is highly industry-dependent.

Cash conversion ratioStrong

Among the 30% highest rated companies in the industry

Cash flow relative to profit — the ability to convert reported profits into accessible cash.

Fixed assets to long-term capitalNot rated

Cannot be graded — the figures this ratio builds on are not available in the latest filing.

Fixed assets relative to long-term capital (equity plus long-term liabilities). Below 100% means the long-term capital finances more than just the fixed assets — a healthier liquidity position.

Debt & solvency

Solidity ratioWeak

Among the 30% lowest rated companies in the industry

Equity as a share of total assets — the ability to absorb losses. Around 40% is considered satisfactory from a credit perspective.

Debt ratioWeak

Among the 30% lowest rated companies in the industry

Total debt relative to the balance-sheet total — the share of the assets financed by debt rather than equity.

Debt to equityWeak

Among the 30% lowest rated companies in the industry

Debt relative to equity — the company's leverage. A higher value means heavier reliance on debt financing.

Liabilities to equityWeak

Among the 30% lowest rated companies in the industry

Total liabilities relative to equity — whether the company operates primarily on borrowed capital or on its own.

Income to debtVery weak

Among the 20% lowest rated companies in the industry

Profit relative to debt — the ability to create earnings while operating with debt.

EBITDA to debtWeak

Among the 30% lowest rated companies in the industry

EBITDA relative to debt — how much operating earnings are available to service the debt.

Interest coverageVery weak

Among the 10% lowest rated companies in the industry

The ability to pay the interest on the company's debt out of its earnings.

Interest rate on debtStrong

Among the 30% highest rated companies in the industry

Financial expenses relative to total liabilities — the effective interest rate the company pays on its debt.

Interest marginVery weak

Among the 10% lowest rated companies in the industry

The return on assets minus the interest rate on debt. Positive means the company benefits from operating with debt; negative means the debt makes it worse off.

Efficiency & development

Asset turnoverVery strong

Among the 10% highest rated companies in the industry

Revenue relative to total assets — the ability to generate revenue from the asset base.

Inventory turnoverVery weak

Among the 20% lowest rated companies in the industry

Revenue relative to inventory — how many times a year the inventory is sold and replaced. A low value can indicate weak sales or excess inventory.

Equity to contributed capitalVery weak

Among the 10% lowest rated companies in the industry

Total equity relative to the capital the owners contributed — how the equity has developed from its starting point.

One-year change in equityVery weak

Among the 20% lowest rated companies in the industry

The size of this year's increase or decrease in the company's equity.

One-year change in debtVery strong

Among the 20% highest rated companies in the industry

The size of this year's increase or decrease in the company's debt.

Annual reports & filings

Annual report 2025
Filed via Bolagsverket / SCB · Period 2025-01-01 – 2025-12-31
View PDF
Annual report 2024
Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
View PDF
Annual report 2023
Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
View PDF
Annual report 2022
Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
View PDF
Annual report 2021
Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31

People & ownership

Management

Actively employed in the business

Name	Role	Member since
Current (2)
BM Bengt Michael Bodin Chief Executive Officer	Chief Executive Officer	2022
TE Torsten Einar Ekström Chief Executive Officer	Chief Executive Officer	2022

Board of directors

Non-executive oversight

Name	Role	Member since
Current (3)
SE Stefan Einar Ekström Chairman	Chairman	2022
AC Ann Cathrin Hedberg Deputy Board Member	Deputy Board Member	2022
OF Oskar Fredrik Hjalmar Hedberg Board of Directors	Board of Directors	2022

Shareholders

Active legal owners

No shareholder data available.

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Related companies

Company hierarchy

No registered parent or subsidiaries

Board network connections

Board members of MT Cardsolutions AB also hold positions in 6 other companies.

Person	Role here	Other companies
Torsten Einar Ekström	Chief Executive Officer	2 companies
Bengt Michael Bodin	Chief Executive Officer	1 company
Stefan Einar Ekström	Chairman	1 company
Ann Cathrin Hedberg	Deputy Board Member	1 company
Oskar Fredrik Hjalmar Hedberg	Board of Directors	1 company

Frequently asked questions

What is the Org number of MT Cardsolutions AB?

MT Cardsolutions AB is registered with Bolagsverket / SCB under Org 5591157937.

What is the revenue of MT Cardsolutions AB?

MT Cardsolutions AB reported revenue of SEK 162.2k in 2025.

Who is the CEO of MT Cardsolutions AB?

Bengt Michael Bodin is the CEO of MT Cardsolutions AB, in role since 2022.

Who is the chairman of MT Cardsolutions AB?

Stefan Einar Ekström chairs the board of MT Cardsolutions AB, in role since 2022.

Where is MT Cardsolutions AB headquartered?

MT Cardsolutions AB's registered address is Bondegatan 21.